Terms of Use

1Scope & provider

These terms govern the use of the app "Ankaa" and the associated services between you ("user") and the provider:

Terms deviating from these that the user may have will only be recognised if the provider expressly agrees to them. By using the app you agree to these terms.

2Description of services

Ankaa provides a digital life system including: guided routines with voice timer, habit and addiction-reduction tracking, an AI coach, a health/recovery overview, a financial overview, and optional integrations (calendar, smart home, smartwatch). The specific scope of features depends on the chosen plan (Free, Pro, Lifetime, or hardware bundle) and may be further developed over time.

Ankaa is not a medical device and not a financial service (see clause 8).

3Account & registration

• An account is required to use paid or synchronised features. All information provided must be truthful.
• You are responsible for keeping your login credentials confidential and for all activity under your account.
• The minimum age to use Ankaa is 18 years. Topics such as nicotine or alcohol reduction are intended for adults.
• You may delete your account at any time; details are set out in the Privacy Policy.

4Acceptable use

You agree not to use the app in an abusive manner. Prohibited uses include in particular:

• unlawful use, infringement of third-party rights, or submission of unlawful content;
• attempts to circumvent security mechanisms, disrupt the services, or gain unauthorised access to other accounts or data;
• automated scraping or abusive load on the systems;
• sharing login credentials with third parties beyond what is permitted by your chosen plan.

5Pricing, subscriptions & payment

• The prices displayed in the app or the relevant app store at the time of purchase apply, including applicable statutory taxes.
• Subscriptions (e.g. Pro monthly/annual) renew automatically for the same period unless cancelled in time.
• Lifetime is a one-time payment for the described scope of features; indefinite operation is aimed for within reasonable limits but is not guaranteed beyond what is legally required.
• Purchases via Google Play or the Microsoft Store are processed through the respective store operator; their terms and refund rules apply additionally. Purchases outside the stores are processed via our payment service provider (Merchant of Record).
• Price changes for existing subscriptions will be communicated in advance; you may cancel in that event.

6Right of withdrawal for consumers

Consumers generally have a statutory right of withdrawal in distance-selling contracts. For digital content/services, the right of withdrawal may expire early if you expressly agree that performance begins before the withdrawal period expires and confirm this.

7Term & termination

• Free is open-ended and may be terminated at any time by deleting the account.
• Subscriptions may be cancelled by the end of the relevant billing period; cancellation is effected via the app settings or the subscription management of the respective store.
• The right of either party to terminate for cause remains unaffected.

8Important health & financial disclaimer

Not a medical device, not medical treatment. Ankaa is intended for general self-organisation, movement, and habit support. Content (e.g. movement routines, habit-reduction guidance) does not constitute medical, therapeutic, or psychological advice, does not represent a diagnosis, and does not replace a visit to a doctor or therapist. You perform exercise routines at your own risk; if you have any complaints, pain, pre-existing conditions, or are pregnant, consult a doctor first.

Not investment advice. Financial features (budgeting, saving, portfolio overview, "path to the first million") are for your personal overview only. They do not constitute investment, tax, or legal advice and are not a recommendation to buy or sell any financial product. You make investment decisions at your own responsibility; investments carry risks, including the risk of total loss.

9AI coach & third-party services

The AI coach generates automated suggestions and responses and may, with your confirmation, carry out actions (e.g. creating a calendar entry, controlling smart home devices). AI outputs may be incorrect or incomplete; they do not replace specialist advice and must be reviewed by you before acting on them. Optional integrations (calendar, smart home, smartwatch, payment and AI services) are subject to the terms and availability of the respective third-party providers; the provider accepts no liability for their performance.

10Intellectual property

All rights to the app, content, texts (including the "Schrift des Lebens" / Life Scripture), designs, trademarks, and software belong to the provider or its licensors. You receive a simple, non-transferable right to use the app within the scope of these terms and your chosen plan. Content that you enter yourself remains yours; you grant the provider the rights of use necessary to provide the services.

11Availability & changes

We strive for high availability but do not guarantee uninterrupted access (maintenance, outages, force majeure, third-party service failures). The scope of features may evolve. Material changes to these terms that are to your detriment will be notified in advance; if you do not object within the stated period or continue using the services, the changes will be deemed accepted - to the extent permitted by law.

12Liability

The provider is liable without limitation for intentional acts and gross negligence, and for injury to life, body, or health, and under applicable product liability law. In cases of simple negligence, the provider is only liable for breaches of material contractual obligations (cardinal obligations), and then only up to the amount of the foreseeable, contract-typical damage. All other liability is excluded. Mandatory statutory consumer rights are not affected by the foregoing.

13Final provisions

• The law of the Federal Republic of Germany applies, excluding the UN Convention on Contracts for the International Sale of Goods; mandatory consumer protection provisions of the consumer's country of residence remain unaffected.
• Should individual provisions be invalid, the validity of the remaining provisions is unaffected.
• The former EU Online Dispute Resolution (ODR) platform was shut down by the EU on 20 July 2025 and is no longer available. We are not obliged and not willing to participate in dispute resolution proceedings before a consumer arbitration board.